Fatture in Cloud Review (2026): Pricing, Features & Honest Verdict

TLDR

Fatture in Cloud is online invoicing and accounting software built specifically for Italian VAT businesses, with native SDI electronic invoicing. It is one of the cleanest, cheapest ways to stay compliant if you operate in Italy, and useless if you do not. Best for: Italian freelancers and small businesses. Price: from EUR 4/mo, Free plan: no. Rating: 7.8/10.

What is Fatture in Cloud?

Fatture in Cloud is a cloud-based invoicing and business management platform for Italian VAT holders. It lets you issue electronic invoices for B2B, B2C, and public administration (PA), manage quotes and estimates, track payments and collections, record purchases, and keep basic accounting records. Everything is built around the Italian Sistema di Interscambio (SDI), the government exchange system that all Italian invoices must pass through.

The product is owned by TeamSystem, one of Italy’s largest business software companies, which gives it serious staying power and a tight link to the Italian accounting ecosystem. When we dug into it, the headline number was over 580,000 VAT numbers using the platform. That scale matters here, because invoicing compliance in Italy is non-negotiable and you want a tool that keeps pace with every regulatory change. Fatture in Cloud does that automatically.

Context helps explain why a tool this focused has so many users. Italy mandated electronic invoicing through the SDI for most B2B and B2C transactions years ago, which created a sudden need for software that could format, sign, and route invoices through a government system most business owners never want to touch directly. Fatture in Cloud was one of the early movers built around that requirement, and it grew on the back of it. Today it sits in a crowded field of Italian invoicing tools, but its combination of low price, clean design, and TeamSystem backing keeps it near the front.

What Are Fatture in Cloud’s Key Features?

Native SDI Electronic Invoicing

This is the core reason the product exists. Italian law requires invoices to be transmitted through the SDI as structured XML files, and Fatture in Cloud handles that natively. You create an invoice in the editor, and it is formatted, signed, and sent to the SDI without any plugin or external service. It covers B2B, B2C, and PA invoices, including the stricter formatting the public sector demands. The platform also receives passive invoices from suppliers through the same channel, so your inbound and outbound documents live in one place. For most users, the SDI side simply works in the background, which is exactly what you want from a compliance feature.

Quotes, Payments, and Collections

Beyond invoices, you can build estimates and quotes, convert them into invoices in one click, and track which payments are outstanding. The payment schedule view shows what is due and what has been collected, so you are not chasing money blind. This is the part that turns it from a pure invoicing tool into a light business manager.

Accountant Collaboration

You can give your commercialista direct access to your account so they see your books in real time instead of waiting for you to email files. For Italian businesses where the accountant relationship is central to tax filing, this removes a lot of back-and-forth at quarter end.

Accounting Records and Reporting

Higher tiers add proper accounting records, purchase tracking, and performance reports so you can see margins and cash flow. The EUR 51/mo Complete plan even adds basic employee management. It is not a full ERP, but for a small Italian business it covers the day-to-day.

Mobile App and Integrations

Fatture in Cloud has mobile apps for iOS and Android, so you can issue an invoice from a client site or check whether a payment landed while away from the desk. On the integration side, it connects to banks for payment reconciliation and to the wider TeamSystem ecosystem, plus e-commerce and POS connectors. For a freelancer who works on the move, being able to send a compliant invoice from a phone in under a minute is a genuinely useful part of the package.

How Much Does Fatture in Cloud Cost?

Pricing starts at EUR 4/mo for the Forfettario plan, aimed at freelancers in Italy’s flat-rate tax regime. From there it goes to EUR 12/mo for Standard, EUR 21/mo for Premium, and EUR 51/mo for the Complete plan with employee management. All prices exclude VAT and are billed annually.

That entry price is genuinely cheap. For comparison, Aruba Fatturazione Elettronica, the main Italian rival, sits in a similar low-cost band but is more bare-bones on the business management side. Broader international tools like Zoho Books start around USD 20/mo per organisation and QuickBooks plans begin near USD 30/mo, but neither is built for SDI compliance out of the box. For an Italian freelancer, paying EUR 4 to EUR 12 a month for a tool that handles SDI natively is hard to beat.

The tier structure is straightforward. Forfettario is deliberately stripped down for flat-rate taxpayers who only need to send a handful of invoices. Standard is where most small businesses land, with full e-invoicing, payment tracking, and accounting records. Premium adds advanced reporting and multi-user access, and Complete tacks on employee management for businesses with staff. The jumps are reasonable, and you only pay for the tier you actually grow into.

Every plan comes with a 31-day free trial and no credit card is required to start. There is no permanent free tier, so once the trial ends you pay or you lose access. Given how cheap the entry plans are, that lack of a free tier is a minor complaint rather than a dealbreaker.

Who is Fatture in Cloud Best For?

Use Fatture in Cloud if you hold an Italian VAT number and need clean, compliant electronic invoicing without wrestling with the SDI yourself. It is ideal for forfettario freelancers, consultants, and small businesses that want their accountant to access the books directly. The low price and simple interface make it approachable even if you have never used accounting software.

Skip Fatture in Cloud if you operate outside Italy. The whole product is wired to Italian tax rules and the SDI, so there is no reason to use it elsewhere. Skip it too if you need a heavyweight accounting suite with deep inventory, multi-currency, or international payroll, because this is a focused invoicing tool, not a full ERP. And if you are not comfortable working in an Italian-first interface, be aware that while the workflows are simple, most of the help articles and support content assume you read Italian.

One more group worth calling out: accountants and bookkeepers managing multiple Italian clients. The direct collaboration feature and TeamSystem integration make Fatture in Cloud a comfortable fit inside a commercialista’s workflow, which is part of why it has spread so widely among small Italian firms.

Best Fatture in Cloud Alternatives

Aruba Fatturazione Elettronica

Aruba is the closest Italian competitor and the one most people compare against Fatture in Cloud. It handles SDI e-invoicing reliably and integrates with other accounting systems, often at a slightly lower price point. The trade-off is that Aruba is more focused on raw invoicing and lighter on the broader business management features. If you only need to send compliant invoices, Aruba is a fine, cheaper choice.

Zoho Books

Zoho Books is an international accounting platform starting around USD 20/mo that does far more on the bookkeeping and inventory side. It is the better pick if you operate across multiple countries or want a connected suite of business apps. The catch is that SDI compliance is not native the way it is in Fatture in Cloud, so Italian e-invoicing needs extra configuration.

QuickBooks

QuickBooks is the global standard for small business accounting, with plans from roughly USD 30/mo. It is deeper than Fatture in Cloud on reporting, payroll, and integrations. But it is not built for the Italian SDI, so for an Italy-only freelancer it is overkill and adds compliance friction rather than removing it.

Final Verdict: Is Fatture in Cloud Worth It?

Fatture in Cloud earns its 7.8 by doing one job extremely well. If you run an Italian VAT number, it is among the cleanest and cheapest ways to issue SDI-compliant electronic invoices, and the EUR 4/mo entry price for forfettario freelancers is close to a no-brainer. The accountant collaboration and TeamSystem backing add real confidence that it will keep up with Italian regulation.

The flip side is how narrow it is. This product is for Italy and nowhere else, the interface is Italian-first, and the better features sit behind the EUR 51/mo plan. If you are an Italian freelancer or small business, we recommend it without hesitation. If you are anywhere outside Italy, this is not the tool for you, and a broader platform like Zoho Books or QuickBooks will serve you better.