Qoyod Review (2026): Pricing, Features & Honest Verdict

TLDR

Qoyod is cloud accounting and e-invoicing software built specifically for Saudi Arabian businesses, fully ZATCA Phase 2 compliant from day one. It is easy to use and bilingual, covering accounting, invoicing, and POS. Advanced features sit behind add-ons, and it makes little sense outside the GCC. Best for: Saudi SMBs. Price: from SAR 1,200/yr, Free plan: no. Rating: 6.6/10.

What is Qoyod?

Qoyod is a cloud accounting platform made for the Saudi Arabian market. It handles core accounting, sales and invoicing, expense tracking, and financial reporting, and it is fully integrated with ZATCA’s e-invoicing requirements, including Phase 2 integration with Saudi Arabia’s Fatoora platform. It comes in two editions, one tuned for business owners and one for accountants, and works in both Arabic and English.

The company positions Qoyod as purpose-built for Saudi Arabia and ZATCA-compliant from day one, which is its main selling point. When we dug into the numbers it cites, Qoyod claims more than 25,000 Saudi businesses and over 100,000 monthly users. Beyond pure accounting, it adds point-of-sale for retail and restaurants (the latter through a product called Q.Flavours) plus professional services like bookkeeping and tax filing. The result is a platform that wants to be the single financial system for a Saudi SMB, not just a ledger.

The timing of Qoyod’s rise is tied directly to Saudi regulation. As ZATCA rolled out mandatory e-invoicing in phases, every business in the kingdom suddenly needed software that could generate compliant electronic invoices and, in Phase 2, integrate directly with the government’s Fatoora platform. Generic international accounting tools were slow to adapt to the exact Saudi format, which opened the door for local players like Qoyod that treated compliance as a core feature rather than a regional afterthought. That local-first stance is the thread running through the whole product, and it is why a Saudi owner would look at Qoyod before reaching for a global brand.

What Are Qoyod’s Key Features?

ZATCA-Compliant E-Invoicing

This is the core reason a Saudi business picks Qoyod. It supports ZATCA Phase 2 integration with the Fatoora platform, meaning your electronic invoices are generated and transmitted in the format the Saudi tax authority requires. Getting this wrong carries real regulatory risk, so a tool that handles it natively from day one removes a major headache for local businesses.

Core Cloud Accounting

Qoyod covers the fundamentals: general accounting, invoicing, expense tracking, and financial reporting, all in the cloud and accessible anywhere. The interface is deliberately simple, which is why the company markets it as the easiest cloud accounting software for the market. For an owner without an accounting background, that approachability is a genuine advantage.

Point of Sale and Restaurant Management

Qoyod includes POS systems for retail and a dedicated restaurant management product, Q.Flavours. This lets shops and food businesses run sales at the counter and have transactions flow straight into the books. Bundling POS with accounting means a Saudi retailer can avoid stitching together separate systems.

Reporting, Integrations, and Add-Ons

Higher tiers unlock full reporting, more users and branches, deeper analytics, and integrations. Functions like payroll, extra POS users, and additional locations are available as paid add-ons starting around SAR 120/year each. That modular approach keeps the base price low but means a growing business will layer on costs as it scales.

Inventory and Expense Tracking

Qoyod covers the operational basics a small business runs on day to day: inventory tracking so you know stock levels and can tie them to sales, plus expense tracking that feeds straight into your financial reports. None of this is groundbreaking on its own, but having inventory, expenses, invoicing, and accounting in one bilingual system means a Saudi retailer does not have to stitch together three separate tools or re-enter the same data twice. The convenience of a single source of truth is a big part of the appeal at this price.

How Much Does Qoyod Cost?

Qoyod’s pricing starts at SAR 1,200/year for the Basic plan, which covers 1 user and 1 branch with core accounting, sales, and invoicing. Pro is SAR 1,800/year for 3 users and 3 branches with full reporting and integrations, and Advanced runs around SAR 2,210/year for 5 users, 5 branches, unlimited modules, and deep analytics. Add-ons such as payroll and extra POS users start at roughly SAR 120/year each.

At current exchange rates the Basic plan is roughly $320/year, which is reasonable for a compliant Saudi accounting tool. The closest local rival, Wafeq, is also ZATCA-ready and bilingual and competes in a similar band, while Daftra offers an all-in-one MENA suite. Internationally, Zoho Books starts around USD 20/mo per organisation with Saudi compliance support. When we compared them, Qoyod’s pricing is competitive locally, but the reliance on add-ons for payroll and extra capacity means the headline price understates what a busy SME will actually pay.

It is worth being clear-eyed about the add-on model, because it is the part most likely to surprise you. The headline annual prices look low, but payroll, additional POS users, and extra branches each carry their own yearly cost. A single-branch solo business will pay close to the sticker price, while a multi-branch retailer running payroll and several POS terminals will end up well above the Basic or Pro figure. None of those add-ons is unreasonable individually; the point is to total them up for your specific setup rather than trusting the entry price alone.

There is no permanent free plan. Qoyod offers a 14-day free trial with full feature access and no credit card required, which is enough to evaluate whether the workflows fit your business before you commit to an annual plan.

Who is Qoyod Best For?

Use Qoyod if you run a Saudi small or mid-sized business and need straightforward, ZATCA-compliant accounting and e-invoicing without a steep learning curve. It is a strong fit for retail and restaurants thanks to the bundled POS and Q.Flavours, and the bilingual Arabic and English interface suits mixed teams. Owners who want simplicity over depth will appreciate how approachable it is.

Skip Qoyod if you need rich advanced features out of the box, because too many of them sit behind paid add-ons or the top tier. Skip it too if you operate outside the GCC, since the whole platform is built around Saudi tax rules and non-Saudi compliance requires customization that erodes its main advantage. And if you want a permanent free tier to bootstrap on, Qoyod will not give you one; the most you get is the 14-day trial before the annual fee kicks in.

Best Qoyod Alternatives

Wafeq

Wafeq is the closest direct rival, an advanced accounting platform designed for Saudi businesses and fully compliant with ZATCA e-invoicing. It supports Arabic and English, automates VAT filing, and integrates with local systems like Foodics and Salla. If you want a Saudi-first tool with slightly more accounting depth than Qoyod, Wafeq is the head-to-head comparison to make.

Daftra

Daftra is an all-in-one cloud accounting solution from the MENA region, tailored for small to mid-sized businesses across more than 50 industries. It covers sales, inventory, and invoicing in one platform and is ZATCA-ready. Daftra suits businesses that want a broader operational suite rather than a focused accounting tool, though that breadth can mean more to learn.

Zoho Books

Zoho Books is the international option, starting around USD 20/mo per organisation, with support for Saudi VAT and e-invoicing compliance. It is the better pick if you operate across multiple countries or want to tap into the wider Zoho ecosystem of business apps. The trade-off is that it is not Saudi-first the way Qoyod is, so local compliance and support feel less native.

Final Verdict: Is Qoyod Worth It?

Qoyod earns its 6.6 by doing the essentials well for its target market. If you run a Saudi business and want easy, ZATCA-compliant accounting and e-invoicing with bundled POS, it is a sensible, fairly priced choice, and the bilingual interface and owner-friendly design lower the barrier for non-accountants. The day-one ZATCA compliance is exactly what a local SMB needs, and the bilingual interface means mixed Arabic and English teams can both work in it comfortably.

What keeps the score modest is the add-on model that nickel-and-dimes growing businesses, the lack of a free plan, and how tightly it is bound to the GCC. Our recommendation: if you are a Saudi small or mid-sized business, trial Qoyod and compare it directly against Wafeq before deciding. If you operate outside Saudi Arabia, this is not the tool for you, and an international platform like Zoho Books will serve you far better.